Urgent Compliance for Portugal AL Owners: Submit Insurance Proof or Lose Your License
A critical legal deadline is in effect for all foreign investors who own Alojamento Local (AL) or short-term rental properties in Portugal. Owners MUST submit proof of civil liability insurance today through the government's official portal to avoid the cancellation of their rental license. This is a mandatory requirement under new regulations for the sector.
This new rule is designed to increase transparency and security in the rental market. For an investor, compliance is not just a legal formality—it is essential for protecting your asset and ensuring your ability to generate income from it.
What Foreign Investors Need to Know"Non-compliance means your rental income stops overnight," warns a legal consultant specializing in property law for expats. "The authorities are tightening controls, and failure to upload a valid insurance certificate will automatically flag your registration for cancellation. The financial loss from being unable to rent your property, especially during peak season, would be substantial."
Actionable Steps for Today's Buyer- Immediate Submission: Access the Gov.pt portal immediately and upload your current civil liability insurance certificate. Do not delay.
- Set Annual Reminders: This is now an annual requirement. Set a calendar reminder well in advance of your insurance policy's expiration date to ensure you re-submit it on time every year.
- Verify Your Coverage: Use this opportunity to review your insurance policy and ensure it meets all the requirements stipulated by the AL legislation for coverage and liability limits.
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