Francisco Sena

Francisco Sena is a verified real estate agent operating from Almada with KW Lead Restelo. Holding a Degree in Business Management and Administration and a Postgraduate in Financial Analysis, his foundation combines academic rigor with over 30 years of professional experience across diverse financial sectors.

This background, spanning audit at Price Waterhouse Coopers, banking roles at Santander, Fortis, BNPP, and BEST, and foreign exchange expertise with New Exchanges, informs his meticulous approach to property transactions. He brings the precision of an auditor, the strategic insight of a banking manager, and the client focus of a financial consultant to the Lisbon real estate market, prioritizing transparência (transparency) in every interaction.

His deep understanding of financial systems directly benefits clients navigating complex purchases, whether securing financing or evaluating long-term value. Francisco specializes in Vacation Homes, Luxury Properties, and guiding First-Time Buyers through their initial investment.

He emphasizes that his passion for "people, business, and LIFE!" translates to patient, personalized service-listening closely to understand individual goals rather than treating transactions as mere deals. This commitment to Trust, Commitment, Integrity, Professionalism, Communication, and Determination ensures clients receive clear, ethical advice tailored to Almada and the wider Lisbon region.

Francisco’s multilingual fluency in Portuguese, English, Spanish, and French allows him to seamlessly assist international clients, removing communication barriers common in cross-border transactions. He leverages his financial acumen to clarify costs, mortgage structures, and market nuances, particularly valuable for first-time buyers unfamiliar with Portuguese contratos (contracts) or investors assessing luxury assets.

His focus remains on empowering clients with knowledge, ensuring they feel confident and supported from initial search to final escritura (deed signing).

FAQ Do you focus solely on Almada or also cover Lisbon? Francisco specializes in Almada but actively serves clients across Lisbon and its surrounding areas, understanding the unique dynamics of both urban and riverside communities. Can you assist clients who don’t speak Portuguese? Yes, he conducts transactions fluently in English, Spanish, and French, ensuring clear communication for international buyers and sellers. How does your financial background help as a real estate agent? His 30+ years in audit, banking, and forex enable precise analysis of property investments, financing options, and contractual details, adding critical value beyond standard brokerage.

Francisco continues to apply his disciplined financial perspective and genuine client focus to each new relationship in Lisbon's evolving property landscape.